Knowledge is power in the home buying arena. I am here to provide you with as much information as I can, along with key steps, some helpful hints and articles to assist in your decision to buy a home. The buying process begins with:
Making the decision for home ownership
Select a Buyer Agent
Discuss financing and affordability
Identify your needs and requirements
Meet with a mortgage representative to determine financial budget
Acquire a pre-approval letter
Visit homes that meet your requirements
Present an offer with initial earnest money!
The process can be daunting, however, I am always available to assist.
Here are a few major steps to expect along the way:
Once an offer is accepted, earnest money is due and the contingency process begins
Buyer arranges for inspection of the property
Attorneys approve the contract
Attorney approval and inspection contingencies are completed
Buyer applies for mortgage, lender orders property appraisal and credit report
Seller orders Title Policy
Mortgage approval is completed
Buyer purchases home insurance
Seller orders property survey
Title Search is completed
"Clear to Close" notification from the lender allows closing to be scheduled
Buyer completes final walk through of the property before closing
The Final Step:
Buyer and buyer's lender wire funding / Seller provides keys and garage openers
When selling a home there are many steps to consider. You need to present the best product possible with maximum exposure to reach the largest group of potential buyers. Here are some key steps to take when considering the process, and helpful hints and articles to aid in your decision to sell your home.
Decision to sell your home
Select a Listing Agent
Establish a customized marketing plan
Prepare and stage your property for the best presentation
Implement the broker marketing activities for maximum exposure
Receive a written offer!